Terms and Conditions

This website is a solicitation for insurance.

J Rodgers Insurance Group is an independent insurance agency, and Joyce Rodgers is a licensed insurance broker serving clients in South Carolina, Georgia, North Carolina, New Jersey.

We do not offer every plan available in your area. Please contact Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program to obtain information about all available options.

Insurance products, availability, benefits, premiums, copayments, service areas, eligibility requirements, and terms may vary and are subject to change.

Insurance services are offered only in states where Joyce Rodgers or an assisting insurance professional is appropriately licensed.

J Rodgers Insurance Group and Joyce Rodgers are independent insurance professionals and are not connected with or endorsed by the United States government or the federal Medicare program.

The content on this website is provided for general educational purposes. It is not legal, tax, investment, or financial advice, and it is not a substitute for guidance from a qualified professional. Insurance product availability and eligibility vary by state and individual circumstances.

By providing your mobile number and checking the SMS consent box, you agree to receive SMS text messages from J Rodgers Insurance Group. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at info@coveredbyjoyce.com or 1-855-684-2272. SMS consent and mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Marketing consent is optional and is not a condition of purchasing any goods or services.

By providing your phone number, you consent to receive telephone calls and voice communications from J Rodgers Insurance Group and Joyce Rodgers, which may be made using automated dialing systems and prerecorded messages where permitted by law.

With your consent, we may send you email communications related to your inquiry, consultation, or event registration. You may opt out of marketing email at any time using the unsubscribe link in each message.

You agree to use this website lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to any part of the site or its systems. We may modify, suspend, or discontinue any part of the website at any time without notice.

All content on this website, including text, graphics, logos, and design elements, is the property of J Rodgers Insurance Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

Nothing on this website guarantees that you will be approved for or able to purchase any insurance product. Eligibility, underwriting, and plan availability are determined by insurance carriers and may depend on your individual circumstances and location.

Any premiums, fees, or payments associated with insurance products are handled directly with the applicable insurance carrier. J Rodgers Insurance Group is not a party to the insurance contract and does not collect premium payments.

This website may contain links to third-party websites and services that we do not control. We are not responsible for the content, policies, or practices of those third parties. Your use of third-party websites is at your own risk.

While we strive to keep this website accessible and accurate, we do not warrant that the site will be uninterrupted, error-free, or secure at all times. We may modify or discontinue the website at any time without notice.

The information on this website is provided "as is" without warranties of any kind, either express or implied. To the fullest extent permitted by law, J Rodgers Insurance Group disclaims all warranties and is not liable for any damages arising from your use of this website or reliance on its content.

To the maximum extent permitted by law, J Rodgers Insurance Group and Joyce Rodgers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of this website or services.

Our handling of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference.

These Terms and Conditions and your use of the website are governed by the laws of the State of South Carolina, without regard to conflict-of-law principles.

If a dispute proceeds in court, it must be brought in an appropriate state or federal court located in Charleston County, South Carolina. The parties consent to the jurisdiction of those courts.

We may update these Terms and Conditions from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.